Tuesday, November 10, 2015

IRS: Tips to protect yourself from scammers



Esenciales de Noticias

Noticias en Español
Consejos Tributarios del Cuidado de Salud
Oficina de Prensa
Fraudes Tributarios
Alrededor de la Nación

Temas de Interés

IRS.gov/Español  
Consejos Tributarios
Centro Multimediático
Hojas de Datos

Recursos del IRS

Medios Sociales y el IRS
Contacto de Mi Oficina Local
Formularios y Publicaciones
Defensor del Contribuyente
Los Derechos del Contribuyente

Special Edition IRS tax advice 2015-18SP

In this edition


IRS urges the public to be alert for fraudulent calls
The IRS continues to warn consumers to protect themselves against fraudulent phone calls of thieves trying to steal their money or identity. Imposters posing as the IRS to trick victims and get your money or personal information. Here are some tips to help you avoid becoming a victim of these scams:
  • The scammers make unexpected calls. Thieves call taxpayers and tell them to be IRS officials. They require that the victim pay a bill of false tax. They defraud the victim demanding to send them cash, usually through a prepaid debit card or bank transfer. They also leave "urgent" messages returned the phone call through "robo-calls" (prerecorded voices), or through emails called phishing.
  • Thieves callers try to scare their victims. Many phone scams use threats to intimidate and harass a victim to pay. They may even threaten to arrest, deport or revoke the license of their victims if they don´t receive the money.
  • Scammers use a fake ID calls. Scammers often alter the caller ID to make it look as if the IRS or other agency is calling. Callers use titles IRS and false identification numbers that look legitimate. They can use the name, address and other personal information of the victim to the call ring official.
  • The scammers always use new tricks. Some schemes provide an actual IRS address where they say the victim to mail a receipt of payment made. Others use emails containing a false document with the IRS phone number or email address to respond. These scams often use letterhead with the IRS logo in emails or mail they send to their victims. They use these strategies to look official.
  • The scams have cost to the victims more than $ 23 million. The Treasury Inspector General for Tax Administration, or (TIGTA for its acronym in English), has received reports of about 736,000 contact scam since October 2013. Nearly 4,550 victims have altogether paid more than $ 23 million as a result of fraud. 
The IRS does not:
  • Will call and demand an immediate payment. The IRS will not call if you owe taxes without having sent an invoice by mail.
  • Will require that you pay taxes without allow ask or appeal the amount due.
  • Will required to pay their taxes in a certain way. For example, telling you pay with a debit card pre-paid.
  • Will ask your credit card number or debit card through the phone
  • Threatening to report you to the police or other agencies in order to arrest you for failure to pay. 
If you don´t owe taxes or have no reason to think that: 
  • Do not give any information. Hang up immediately.
  • Contact the Treasury Inspector General for Tax Administration (TIGTA, for its acronym in English). Use the IRS website Impersonation Scam Reporting. You can also call the 800-366-4484.
  • Report also the Federal Trade Commission about the incident. Use the Wizard option FTC Complaint in FTC.gov. Please add "IRS Telephone Scam" to the report comments. 
If you know that you owe money, or think it: 
  • Call the IRS at 800-829-1040. IRS representatives can help you. 
The scammers phone calls first tried to defraud the elderly, new immigrants to the US and those who speak English as a second language. Now the thieves trying to scam everyone. They have defrauded people in every state in the nation. 
Be alert to scams that use the IRS as a hook. Tax frauds can happen at any time of year, not only in the tax season. For more information, visit Tax Fraud / Problems Alert on IRS.gov. 
Each and every one of the contributors have a set of fundamental rights that should know when dealing with the IRS. These are the Taxpayer Bill of Rights. Explore your rights and our obligations to protect on IRS.gov. 
IRS YouTube Videos:
• Tax Scams - Spanish | English | ESL
IRS podcasts:
·         • Tax Scams - Spanish | English

DCFS informations

Eva Camacho asked us that we send this information:
 Image result for guarderias infantiles
• If you are sending your package to request a new license, send it to the office of Waukegan, 500 N Green Bay Rd, Waukegan IL 60085. Then, to renew, making changes, additional paperwork, send all to your office Elgin 595 S State St, Elgin IL 60123. Ph 847-888-7620. Fax 847-888-5583.
• If you receive a visit that will live for a while at home, tell DCFS that there is another person in your house, and you should take phishing, and fingerprints. If he are 18 years or older, you should use the green form.
• Have an assistant is optional. The assistant can take and collect children from school if he have a valid license and the car qualifies.
• The assistant must have updated CPR and First Aid.
• If a child under 18 years is helping you, you can never be left alone with children. For example,you cannot leave him in the yard with the kids while you're cooking at home. He has to be where you can see and hear them.
• The license form Child Support Certification only must be signed by the applicant and spouse, not children or assistant.
• In the green form of physical, DCFS only asks you tuberculosis test in the initial license. Therefore it is not necessary for DCFS, but the doctor may ask for it.
• People in the house who are 17 years or less do not present the green form, but the phishing when they go to school.
• The children phishing is valid for 2 years, the providers and members of the house phishing for 3.
• If your crib is before April 2011 you can only have it if the manufacturer has a certificate that meets current safety standards. Check safety standards https://www.cpsc.gov/cpsclist.aspx to see if your crib is considered safe.
• Keep next to the phone and in the medicine cabinet a list of emergency phone: Abuse number: 1-800-252-2873 or 1-800-25.  Local police and fire telephone: 911. And the telephone numbers of parents .
• Immediately notify all changes and renovations in your home to DCFS.
• Put the radon test results with his license.
• Gurnee: there are areas where it is not allowed babysitting. Check with city codes before buying a home child care. If you are already caring, stay quiet, and  not ask.
• Keep your contract, the fire plan and safety plan. You can get it at http://thechildcarenetworkoflakecounty.blogspot.com/ blog but you need to adapt it.
• The contract must have the discipline policy, the emergency plan, including where to leave children, and consequences for being late.
• Each year you must renew your Gateways card.
• To renew it, don’t send copies of certificates of training, print the list of workouts, and send. However you need to keep a copy of the training that has not been given by INCCRRA.

If you need help with Gateways, call 309-557-1818 English, 309-834-1230 Leticia, in Spanish. Or go with Belem Estrada 847-263-8324; she will charge you $ 25 per hour that occupy.

Saturday, September 19, 2015

DCFS form for children day care

En esta página le ofrecemos los enlaces a los formularios de DCFS publicados en este blog

On this page we link to DCFS forms published in this blog

1.    Formulario para iniciar el proceso de renovación de la licencia
Form needed to begin your renewal process

2.    Solicitud para guardería en el hogar

3.    Background check roster
Registro de verificación de antecedentes

4.    Certificación de inspección para productos peligrosos para niños

5.    Medical report on an adult in a child care facilty

6. Certificate oh child health examination

6.    Certificación como delator bajo mandato de la ley

7.    Authorization for background check for child care.

8.    Autorización para verificaciónde antecedents para cuidados de menores de edad.

9.    Acknowledgement of mandated reporter status

10. Certificación de sustento a un niño

11. Home day care fire safety checklist.



Tuesday, August 11, 2015

TRADUCTIONS OF TITLES

TRADUCTIONS OF TITLES


Imagen en el mensajeI'm Fernando, the translator of this blog. Angel, the creator of the blog, and I want the information on these pages can reach all those who need to know something about the problems and possibilities of the child care business. So, all articles are published in English and Spanish. My job is to make these translations both from English to Spanish and Spanish to English.

I am Spanish; I am graduated in Sciences of the Information, with the title of English-Spanish translator. Years ago I'm living in Latin America, so I strive to provide easy to understand translation of all Spanish speakers countries. You are those who can judge whether my work is good.

I also offer another service: to help those who need to legalize or authenticate academic degrees, diplomas and certificates of qualifications in order to be recognized in the United States. For this, a recognized and legalized translation, with as similar as possible to the original format, including original signatures and photos, are needed. This is what we offer, so that your degree or diploma, gained through work and effort, helps you to have a good job in the United States.

If you are interested, please contact Angel angel1492@comcast.net, 847-494-1668, which is responsible for sending me the translations, review and certify it when I'm done. The price that we ask is only $ 15 a page of the document. Not much, and worth. Latinos in the United States must assert ourselves and show that we have our studies and we are qualified professionals.

I add finally that also speak the French language, and I can also to make translations from French.


I encourage you to not let your title grow old; please contact us to now begin the process to obtain the recognition.
Fernando Olmedo, focalerta@yahoo.es 

Sunday, July 19, 2015

About legal issues

Questions and Answers About Legal Issues
By Tom Copeland. Posted with permission
13434141274_a80f8f3aab_zHere's a short quiz about legal issues:

1) Can a family child care provider refuse to offer care to a family if the child has epilepsy because the provider doesn't believe she is qualified to provide adequate care?   
        a. Yes
        b. Yes, but only if the provider has a "reasonable belief" that she isn't qualified
        c. No

2) A provider cares for a married couple's child. One day the mother calls and asks the provider not to allow the father to pick up the child anymore because they have begun divorce proceedings. She is afraid the father will take the child and prevent her from ever seeing the child again. You should tell the mother:

        a. "I cannot refuse to give your child to the father unless you show me a court order that says he can't pick up the child."
        b. "I will not allow the father to pick up your child."
        c. "I will not allow the father to pick up the child, but only if you give me a signed statements saying why you don't want him to pick up your child."

3) If a day care parent falls on the front steps of your home while dropping off her child, your homeowner's insurance will likely cover a small amount of any medical expenses.
        a. True
        b. False

4) A parent signs a contract that reads, in part, "Parent agrees not to hold provider liable for injuries suffered by her child while in the care of the provider." If the child is later injured, will this liability waiver protect the provider?
        a. Yes
        b. Yes, but only if the injury is minor
        c. No
        d. No, but only if the injury is minor

5) All providers should incorporate their business to eliminate their personal liability if a child is injured in their program
        a. True    
        b. True, but only if a provider incorporates as a Limited Liability Company (LLC)
        c. False

Answer #1

The correct answer is C.

It is illegal for family child care providers to discriminate against children or parents who have a disability. Providers must do what is reasonable to offer care to a child with a disability. A belief that you are not qualified is not a sufficient reason to deny care.

Ask for help from a parent or doctor or professional organization. If it is reasonable, from a professional point of view, to provide care to a child with epilepsy then you must do it.

If the only way to provide care is a "significant difficulty" or a "significant expense" you don't have to provide care.

Answer # 2

The correct answer is A.

Biological parents have rights to their children that can only be taken away by a court. Therefore, one parent cannot restrict access to their child by another parent. If the mother says she does have a court order restricting the rights of the father, ask for a copy of such a court order and follow what it says.


Answer # 3

The correct answer is B.

Homeowner's insurance is personal, not business insurance. It will probably not cover you in this situation. You need professional business liability insurance to cover you for medical expenses and lawsuits resulting from your business activities

Answer #4

The correct answer is C.
Liability waivers are not enforceable in court because the parent (or child) cannot give up their right to sue the provider. Providers can protect themselves by purchasing professional business liability insurance. See my insurance directory for the names of companies that offer this insurance.

Answer #5

The correct answer is C.

Most providers do not incorporate their business. There are many complicated consequences to incorporating (legal fees, more record keeping, loss of house deductions, and more). Even if you did incorporate your business there is no guarantee that your personal assets would be protected in the event of a lawsuit. Purchasing the highest possible amount of professional business liability insurance you can afford is your best protection against a lawsuit.


How well did you do?

Tom Copeland - www.tomcopelandblog.com

This article was previously posted on the First Children's Finance website.


For more information, see my book Family Child Care Legal & Insurance Guide.

Wednesday, May 27, 2015

When the parents are late to pick un their children



Monday, May 25, 2015

Information to star the process of licensing

Here is the information that you need to start the process of licensing:

You can start with reading the Rule (Part) 406.   Here is the website address that you can go to:  http://www.state.il.us/dcfs/policy/index.shtml

On this all the Rules of the Department are there.  You have to go to Rule 406  (double click the ‘Rules’ hyperlink, which is on right hand side top and then go to Rule 406 – called as “Part 406”).  This will provide all the information needed. 

For Group Day Care homes you can refer to Rule (Part) 408 and for Day Care Centers, you can refer to Rule (Part) 407.

The membership for Illinois Gateway to Opportunity Registry and securing mandated training (Section 406. 4.b.2) along with proof of 15 hours of pre-service training is required to submit a day care home application.  You have to submit results of Radon Testing along with the application.

Here is the Rule with regard to Application:
Section 406.4 Application for License

a)    A complete application shall be filed with the Department of Children and Family Services by the supervising agency on forms prescribed and provided by the Department.

b)  
  Contents of Application
    1)    A complete application shall include:

A)  a completed, signed and dated Application for Home License;

B) a list of persons who will be working in the day care home, including any substitutes and assistants, and members of the household age 13 and over;

C)    completed, signed and dated authorizations to conduct the background check for the applicants, each employee or person used to replace or supplement staff, and each member of the household age 13 and over;

D)   a completed, signed and dated Child Support Certification form;

E)   the names, addresses and telephone numbers of at least 3 adults not related to the applicants, nor living in the household, who can attest to their character and suitability to provide child care;

F)    a written hazard protection plan identifying potential hazards within the home and outdoor area accessible to the children in care.  The written plan shall address the specific hazards and the adult supervision and physical means required to minimize the risks to children.  Conditions to be addressed include, but are not limited to, traffic construction, bodies of water accessible to the children, open stairwells, and neighborhood dogs;

G)   a copy of high school diploma or equivalent certificate; and

H)   for applications submitted on or after September 1, 2012, proof of membership in the Gateways to Opportunity Registry by the primary caregiver and assistants in the home with all educational credentials and pre-service training entered into the registry.

   2)  For initial applications submitted after January 1, 2011, the applicant, who shall be the primary caretaker, shall have completed, not more than one year prior to the application date, at least 15 hours of pre-service training listed in Appendix D, which shall include the following topics:

A)        Sudden Infant Death Syndrome (SIDS);

B)        Shaken Baby Syndrome; and

C)        Department approved Mandated Reporter training.

You can contact Eva Camacho for this (if you want to have the Orientation in Spanish) at 847-888-7620.  If you want to attend an English Speaking Orientation, it is scheduled on July 23, 2014, at our office from 10 AM – 1 PM.  You can contact Robert Stevenson for this at 847-249-7840 or Patricia Sandraco (licensing Office Associate) at 847-249-6927.  The attendance to ANY orientations is NOT mandatory (optional) but we recommend it.  You can take online orientation as a part to satisfy your 15 hours of training required to submit an application. 

Resources:
•DCFS website: www.state.il.us/dcfs
•Day Care Information Line: 1-877-746-0829
•Fingerprint search website: https://fingerprintsearch.dcfs.illinois.gov/
•INCCRRA: www.inccrra.org
•Gateways to Opportunity: www.ilgateways.com
•Fingerprint Vendor: www.accuratebiometrics.com
•NAEYC: www.naeyc.org
•SIDS of Illinois: www.sidsillinois.org
•Consumer Product Safety Commission: www.cpsc.gov
Here is information about Radon testing:  http://www.lungchicago.org/radon/   Refer to the attachment for more information.

Here is the complete step-by-step process for licensing (along with useful instructions):

Step one:  Complete application includes the following:                                                                  

       CFS 597-DCI (Initial) or DCR (Renewal) Application for Day Care/Group Day Care Home License;
       Authorization for Background Check forms (CFS 718) for all who live and or work in the home  ages 13 and over.
       In-service training is required in order to enter your application. The training must include the following: SIDS, Shaken Baby, DCFS Mandated reporter training. CPR/First (recommended) along with DCFS online orientation (optional). 15 hours total is required.
       Day care Orientation can be found athttps://www.dcfstraining.org/vtc/home/home.action
       DCFS Mandated reporter training, updated standards and DCFS forms can be found at: http://www.state.il.us/dcfs/index.shtml
       Child Support Affidavit (Must be signed and returned even if you do not owe child support, just check the appropriate box). This is for Licensee only.
       CFS-718-3 Background Check Roster (the Licensee and all members who live and or work in the home 13 and over)
       A Written Hazard Plan (hazardous materials are stored; gates and barriers; latches on cabinets, etc.). A written fire emergency plan and a written Tornado emergency plan. A copy of the Diagram of your home layout highlighting the escape routes.
       Copy of GED and/or Diploma (for new applicants only).  If you have a title not USA, you should do evaluating, you can do with https://ece.org/ . If you need to translate the title to English to evaluate, contact 773-867-7387 with Angel Olmedo, 1105 Greenwood Ave, Waukegan IL 60087. Evaluation cost start at $ 85, title translations from $ 12
       Medical Report for the primary caregiver and all household members on the CFS 602 form. School age children medicals on file with the school. Adults must use the appropriate form. All of which can be found on the DCFS day care website.
       Acknowledgement of Mandated Reporter Status (Cants 22 form).
       Copies of certifications in First Aid and CPR that are up to date.
       Proof of membership to Illinois Gateway to Opportunity (Licensees only).
       Results of radon Testing.

Step 2:  Required information to schedule a Licensing Study (once the application is accepted):

       Copies of health certificates for dogs, (Rabies).
       Well water clearance, if private well.
       Copy of the auto insurance card; (and Liability insurance for Group Day Care homes)
       Statement that the fireplace is not used during day care hours.
       Please review 408.60 j) 1) A) B) C) 2,3,4. and develop a contract. Copy of a Contract.
       Licensing Representative will make a referral to the State Fire Marshal for a clearance if needed.
       Finger printing shall be completed to all the subjects living or frequenting (paramour) the home, who are aged 18 and over (call your licensing representative to give you an authorization paper).
       Copy of a Menu, Copy of a schedule, ensure children’s records are complete.

Here are some important websites (resources):








Keep copies of all materials submitted to DCFS for your files.

Medical reports must be based upon a physical examination that occurred no more than six months prior to the date of application.

The background clearances for all household members age 13 and over are updated at each renewal. New members of the household or those who have turned 18 must be fingerprinted. Contact your Licensing Representative for assistance. Finger printing cannot occur until I receive the CFS-718 Authorization for background check forms completely filled out by you with the exception of section 4; Which I will fill out return the CFS-718 and a finger print search form; both of which needs to go when you get finger printed. Here is the website for finger print locations: 


If you use well water, you must contact the applicable County Department of Public Health to request a reading of your well water. If you tell them it is for DCFS licensing, you may receive faster service.

If you are having trouble locating a certified (by the American Red Cross or American Heart Association) First Aid or CPR class, contact your day care association, your local Fire Station or Park District or the Child Care Resource and Referral for assistance in locating a resource for this training. It must be hands on training (no internet training only is acceptable).

You can receive additional trainings from www.carecourses.com